Saving for another baby?

If you're feeling the financial pinch this season, here are some ways to tighten your belt.

Even if you just adapt half-a-dozen ideas, you will be saving some serious change.

So start by keeping a change jar.

99 instant family savings

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Saving for another baby?
Always check the renewal quote your car or home insurance company sends you
Car pool
Take advantage of the medicare safety net
Use and expense tracker
Bulk up on bolognaise
Consider an interest-free credit card.
Accessories
Go generic
Home made baby food
Don't splash out on specialist cleaning products
My Child
Make your own glass and window cleaner
Sell unwanted items on eBay.
Cheaper nappies
Tax deductions
Shopping list
Pay with cash
Invest in rechargeable batteries
Don't sign anything
On sale
Clean your own car
Boob benfits
Smart snacks
Join a library
Bargains
Turn the oven off five minutes before cooking time ends.
Use the ATM card once
Excellent entertainment
Bulk-buy
Up date your skills
Take a trip to a garden centre or pet shop
bundle your telecommunications
Exercise for free
Turn off the switch when you leave the room
Consider shop-worn models
Join CUDO
Keep track of birthdays
Make your own lunch
Take home a few cardboard boxes
Save on medical
Make your kids entertainment
Clearance sales and factory outlets
Second hand school books
free activities
Online flea market
What you should do with tax refunds
Get money for your trash
Get your digital photographs printed for free.
grow your own
Get creative with leftovers.
Swap your usual brands
Picnic for entertainment
Set up your own fitness group.
Take a shower
Cut the revs
Insulate your ceiling
Eat your multi-vitamin
Make your own fertiliser
Sign up for travel deals
Garden make-over
Travel tips for kids
House swapping
Hostels not hotel
Fly before the kids are two
Take advantage of kids clubs
Sea-change
D.I.Y. invitations
Save on wrapping paper
Make your own Christmas cards
Donate to your favourite children's charities
Don't pay for entertainment.
Dine out at your local TAFE
Use a 'washball' in your laundry
Riding lessons
Savings on your car
Combine your super
Make extra contributions
Take your own snacks to the movies
Make your own dips
Kick the ball around
Make your own cubby house
Save energy
Cutting the morgage
Put your extra cash onto your mortgage
Visit local museums.
Swap toys with other parents
Get closer to nature
Set up a babysitting circle
Put 'save a flush' in the toilet.
Cut your dry-cleaning bill
Don't buy sheets for your bassinet
Stop and think before buying
Wash your baby in the sink.
Get an extra season out of your kid's long pants
Ask your employer if childcare assistance is offered.
Join parenting clubs.
Become a model
Cook what is in the fridge
Part time work
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Saving for another baby?

99 instant family savings

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